Why Property Transactions Rarely Go Exactly to Plan (And How to Prepare Anyway)
Delays happen. Admin happens. Life happens. The difference between stress and confidence is knowing what your backup plan is. On paper, the process looks straightforward: offer accepted, bond approved, documents signed, transfer registered. But in reality, property deals move through a complex web of banks, attorneys, municipalities, compliance checks, and human factors. And somewhere along […]
Selling Before Buying vs Buying Before Selling – Which Is Smarter in Today’s Market?
Everyone has an opinion about whether you should sell before buying property or buy your next property before selling. Friends, family, and even seasoned homeowners often have strong views on the subject. The reality, however, is that there isn’t a one-size-fits-all answer. The smarter option often depends on market conditions, timing, your financial flexibility, and […]
“Mine” to “Ours”: What Property Buyers Forget When Buying as a Couple
Buying property with someone you care about, whether that’s a partner, spouse, or even a close friend, is one of the most exciting financial milestones a couple can experience together. You start to envision shared dinners in your future home, lazy Sundays in your own space, and the sense of stability that comes with property […]
Starting Fresh in 2026: Smart Financial Moves for Property Buyers and Sellers
New year, new property goals? Here’s how to plan your finances, avoid common transfer delays, and use bridging finance to make 2026 your smoothest year in property yet. The start of a new year always brings renewed motivation and fresh goals, and for many South Africans, those goals include buying or selling property. Whether you’re […]
Buying a Property Before You Sell | COD Bridging Finance
Buying a Property Before You Sell? Here’s How to Do It Without Losing Sleep Buy now, sell later, without the panic. Here’s how South Africans are making it work. Buying a new home is one of life’s most exciting milestones, but it often comes with one big question: what if you find your dream home […]
South Africa Property Market 2025: What Buyers and Sellers Should Know
Is South Africa’s Property Market Turning? What Buyers and Sellers Should Know in 2025 The signs are subtle, but the shift is real. Here’s what’s changing in South African property right now. For the past few years, South Africa’s property market has been caught between rising interest rates, cautious buyers, and slower transaction times. Many […]
What No One Tells You About Delays in Property Transfers in South Africa
From signature to registration, here’s what really holds up property transfers in South Africa (and what you can do in the meantime). The Hidden Causes of Transfer Delays Even when both buyer and seller are ready, the property transfer process in South Africa can drag on often far longer than expected. 1. Deeds Office Backlogs […]
The Hidden Costs of Buying Property in South Africa And How to Budget for Them
Buying property is one of the most exciting financial decisions you can make, whether it’s your first home, a long-term investment, or an upgrade for your growing family. But for many South African buyers, there’s a common surprise along the way: the hidden costs that come after you sign the offer to purchase. Understanding these […]
Repo Rate Relief: What May’s 25 bps Cut Means for Property Sellers, Buyers & Estate Agents
The South African Reserve Bank (SARB) trimmed the repo rate by 25 basis points to 7.25 %, a decision that pulls the commercial banks’ prime lending rate down to 10.75 % with effect from 30 May 2025. For ordinary South Africans the headline is “slightly smaller monthly repayments”, but for anyone involved in a property […]
